MoneyWi$eMoneyWi$e, a national financial literacy partnership of Consumer Action and Capital One, is the first program of its kind to combine free, multilingual financial education materials, curricula and teaching aids with regional meetings and roundtables to train community-based organization staff so that consumers at all income levels and walks of life can be reached. Please click on Publications tab above to access the full collection of MoneyWi$e publications.
Five Recent Publications
You Can Buy a Home - The keys to homeownership (Chinese) Buying a home is one of the most important purchases you'll ever make. In this brochure, we cover key topics for potential homeowners, including preparing to buy a home, predicting homeownership costs, finding the right home, shopping for a mortgage and making an offer.
Buying a Home - Leader's Guide The Buying a Home Leaderʼs Guide provides detailed information, written in question-and-answer format, to help teach potential homebuyers how to navigate the often complex process of purchasing a home. The guide covers such topics as how to choose a real estate professional, how to qualify for a mortgage, and what is involved in the settlement (closing) process. It also explains unfamiliar terms and provides tips and suggestions to help the purchase process go more smoothly.
Keeping Your Home - Protect your investment (Spanish) Las personas que planifican, hacen un presupuesto y ahorran para tener éxito como dueñas de casa tienen muchas más posibilidades de mantener su hogar e incrementar su patrimonio a medida que el valor de su propiedad aumente con los años. Este folleto explica las responsabilidades financieras de los propietarios de una vivienda y cómo administrar estas responsabilidades, cómo mantener y proteger su hogar, y cómo aumentar y conservar el valor líquido de su vivienda.
You Can Buy a Home - The keys to homeownership (Korean) 주택 구입은 여러분 생애에 있어서 가장 중요한 구매 중 하나입니다. 이 소책자는 주택 구입 준비, 예상 주택 소유 비용, 적합한 주택 찾기, 모기지론 받기, 그리고 구입 절차 등의 예비 주택 소유주를 위한 중요 정보에 대해 설명하고 있습니다.
Buying a home is one of the most important purchases you'll ever make. In this brochure, we cover key topics for potential homeowners, including preparing to buy a home, predicting homeownership costs, finding the right home, shopping for a mortgage and making an offer.
Personal Bankruptcy - Your financial fresh start (Spanish) Las leyes sobre quiebras fueron ratificadas para permitirle a la gente comenzar de nuevo, y para otorgarle a los consumidores abrumados por la deuda una manera organizada y sistemática de pagar a sus acreedores. Esta publicación detalla las nuevas reglas para declarar la quiebra personal que entraron en vigencia en octubre de 2005.
Monday, August 03, 2015
Saturday, August 01, 2015
Consumer Action INSIDER - August 2015. The August issue of the Consumer Action INSIDER offers updates on CFPB activities and information on coalition efforts, legislative actions and amicus briefs in which Consumer Action has participated. It also features a story about a man who escaped a predatory auto loan; an update on a number of mini-grants designed to financially educate underserved consumers; information on how credit card payments are applied; an introduction to the U.S. Treasury’s public retirement program; and a summary of our new SCAM GRAM e-newsletter.