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Released: December 27, 2011

A plan for 2012 you’ll actually follow

Source: Carl Richards, N.Y.Times (Free Registration)

For 2012, I have a challenge for you: make financial decisions on purpose. Too much of what we do is based on habits and assumptions instead of a thoughtful plan. During the next year, see what happens when you do these three things:

1) Define your current reality. I used to think this was the easy part. Turns out I was wrong. Most people don’t know where they actually stand financially.

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