Released: November 30, 2008

Ease the stress of dealing with debt collectors

Source: Kathy M. Kristof, Los Angeles Times (Free Registration)

Marissa Ruiz learned about debt collection the hard way. After struggling with credit card debt for years, the Pasadena social worker answered an advertisement from a debt-settlement firm last December.

She followed its instruction to stop making minimum payments and to let the firm’s representatives handle everything. That’s when she started getting calls.

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