Released: September 09, 2007

Paying with plastic or paper

Source: Gregory Karp [Baltimore Sun] (Free Registration)

Spending smart isn’t just about what you buy, but how you pay. Often that decision is based on the same question you’re asked about grocery bags at the supermarket checkout: paper or plastic?

Paper includes cash and personal checks, while plastic includes debit and credit cards. Which should you use?

In the end, the answer mostly depends on how disciplined you are with money.

Here are some pros and cons of each type of payment, along with a tip you might not already know.

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