MoneyWise
News Archive
2008
August
17
- Delaying Social Security benefits may be wise. Richard Broadway, 66, doesn't intend to retire. "When you retire, you die," he said. "I always want to do projects of one nature or another." But the Newport Beach resident and partner in a dental-product…
- Getting the 411 on phone charges. On Sept. 1, AT&T Inc. will cut the number of free 411 calls offered to customers each month to one from three. At first glance, that seems like a fairly small thing. But it reflects…
15
- Less than golden years. Even before the housing bubble, the country was facing a retirement crisis, with most Americans saving too little, if anything, for their post-working years. The housing bubble — and subsequent bust — have made that…
- Dreading winter's bitter bill. Home heating bills are expected to soar this winter and Americans, already struggling with high gas and food prices, are bracing for more financial hardship. On average, consumers are expected to pay $1,182 to heat…
- College kids scrimp this year. Retail sales, already hurt by the fading and somewhat disappointing effect of tax rebates, are facing another looming threat: For the first time in at least five years, back-to-college spending is projected to decline this…
- Inflation climbs to 17-year high. Americans paid more last month not only for gas and food but also for a variety of goods and services, including clothes, shoes, hotels and air travel, as inflation unexpectedly jumped to a 17-year high.…
- Inflación empeora en julio en EEUU. La inflación anual de julio del 5.6% fue la más alta de los últimos 17 años, dio a conocer ayer el gobierno en su informe sobre el costo de la vida. Las cifras más actualizadas…
14
- Crece cifra de hogares en ejecución hipotecaria. El número de hogares en EE.UU. en proceso de ejecución hipotecaria aumentó en julio un ocho frente al mes anterior y un 55 por ciento con respecto a hace un año, informó hoy RealtyTrac, compañía…
- Cómo ahorrar en grande. 1. Aligera la carga. Mantener un saldo de $1,000 en una cuenta de crédito en la que pagas el 18% de interés te saca del bolsillo $180 al año. Ese es un dinero que puedes…
- Asegura tu viaje...es mejor. ¿Qué hacer si tienes que cancelar un viaje? ¿Cómo evitar pagar dinero en penalidades y depósitos? ¿Vale la pena gastar un poco más para estar protegido? Para muchos, la respuesta es ¡sí! El mundo del…
13
- Mechanism for credit Is still stuck. A year after financial tremors first shook Wall Street, a crucial artery of modern money management remains broken. And until that conduit is fixed or replaced, analysts say borrowers will see interest rates continue to…
- El robo de identidad para trabajar. El robo de identidad es uno de los crímenes de mayor crecimiento en Estados Unidos durante los últimos años y los hispanos no sólo no son ajenos al problema, sino que lo sufren incluso en…
12
- FDIC explores alternatives to payday loans. Banks around the country have issued more than 3,000 small loans as part of a pilot program by the Federal Deposit Insurance Corp. exploring alternatives to payday lending. Banking industry experts are calling it a…
11
- Food giants pass rising costs to consumers. Companies throughout the food chain are changing the way they do business in response to soaring grain costs, and consumers are likely to bear the brunt in the form of rising food prices. Farmers are…
- People, businesses seek to recycle for cash. Forklifts rumble around the scrapyard, grabbing pieces of metal and plunking them on scales: Will the junk be worth a tank of gas or a cart of groceries? Nationwide, recycling facilities are doing brisk business.…
- Cash strapped states quicker to grab unclaimed funds. Faced with swelling budget deficits, a growing number of states are taking control of unclaimed property — such as bank accounts and traveler's checks — sooner. Generally, states can seize abandoned property if the owners…
- Los bancos restringen el crédito. Los bancos de EU están restringiendo desde abril la concesión de créditos a empresas y particulares, al tiempo que están subiendo las ejecuciones hipotecarias y las cesaciones de pago, indicó la Reserva Federal. Endurecen las…
10
- Where your gas dollar goes. Wondering how all that extra money you're spending on gasoline is split up among government taxes, refinery production and corporate marketing, among other things? It's not going to refiners, who have seen their margins drop…
- Updated law cuts college confusion. Confused about tuition costs or the terms of private education loans? Wish you knew the price of textbooks before signing up for a class? Well, you no longer will be in the dark. The Higher…
- Help for seniors with reverse mortgages. There's a lot to digest in the Housing and Economic Recovery Act of 2008. I've addressed a few provisions of the new law already, and over the next several weeks I'll continue to comment on…