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Bank Account

  1. Spanish: Ahorros e Inversiones Exitosos
    Un folleto que describe los tipos de cuenta y cómo abrir una cuenta de ahorro, ahorrar con éxito e invertir sus ahorros.
  2. English: Questions & Answers About Financial Services
    A guide to help community-based organization staff educate their clients about the value of having a bank account. Includes detailed information on banks, checking accounts, electronic transfer accounts (ETAs), credit unions, secured credit cards, loans…
  3. English: Successful Saving and Investing (2000)
    A fact sheet explaining the differences between various types of savings accounts, how to open a savings account and what the basics of investing are.
  4. Press: No bank? No problem. Phone apps let you deposit checks
    Busy people who use their smartphones to check their bank balances, transfer funds and pay bills have a new reason to bypass banks and ATMs: They can use their phones to deposit checks. Earlier this…
  5. Press: Banks seek customers’ help to stop online thieves
    For generations, U.S. consumers have relied on banks to bear the primary responsibility for keeping their hard-earned cash deposits out of the hands of thieves. Now, banks want consumers to share the load. About 80%…
  6. Press: Many shun bank accounts but pay more
    Robin Aase, 49, of Santa Clarita, Calif., says the economic downturn has forced her family to live from paycheck to paycheck. That means she can’t afford unexpected expenses, such as the $33 overdraft fee her…
  7. Press: Big banks resisting changes to overdraft fee policies
    Say this about big banks: They’re persistent. A federal judge this week ordered Wells Fargo & Co. to pay more than $200 million to customers for having processed debit card transactions in such a way…
  8. Press: US Treasury to offer low-cost bank accounts
    Some U.S. taxpayers will soon be able to have their tax refunds directly deposited into a low-cost bank account, under a new pilot program the Treasury Department announced Thursday. The initiative is one of several…
  9. Press: When cyber thieves use PayPal as portal to bank account
    Ronda Mills is used to drawing crowds. She produces art festivals throughout Southern California, including multiple events annually in Palm Springs and Burbank.  But one place she doesn’t like seeing a lot of traffic is…
  10. Press: More Chase customers to pay fee for checking
    Chase customers who don’t earn a lot or rely on paltry government benefits may soon have to pay a monthly fee on their checking accounts.  The bank started notifying customers this month that direct deposits…
  11. Press: Federal benefits switch to direct deposit with exceptions
    The Treasury Department releases final regulations for paperless federal benefits today that address some of the concerns raised when the rules were initially proposed.  The plan released in June said federal benefits, including Social…
  12. Press: Retailers offer financial services to ‘unbanked’
    Millions of low-income Americans who don’t have bank accounts are finding an alternative to check-cashing stores at an unusual place: their local big-box retailer. Kmart has begun testing check cashing, money transfers and prepaid cards…
  13. Press: Watch out as banks raise fees to fill void
    The sign on Marian Foreman’s bank changed from Union Trust to Signet to First Union to Wachovia over the past three decades. But it wasn’t until Wells Fargo bought Wachovia two years ago that she…
  14. Press: Paper paychecks may become thing of the past
    Kiss your paycheck goodbye, Michigan — literally. A law passed at the end of last year allows employers in the state to stop issuing paper paychecks and replace them with direct deposits to your bank…
 

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