Keyword Search Results
Checking Accounts
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Banking Basics (Russian)
An illustrated fact sheet that explains how to open a checking account. Explains different kinds of accounts and their fees, check processing, automatic deposit and bill paying, and ATM/debit cards. -
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Questions & Answers About Financial Services
A guide to help community-based organization staff educate their clients about the value of having a bank account. Includes detailed information on banks, checking accounts, electronic transfer accounts (ETAs), credit unions, secured credit cards, loans… -
Helpdesk:
Debit card laws
Unauthorized transactions Federal Regulation E governs lost or stolen funds when you use a debit card. To fully protect yourself, you must report a lost or stolen debit card to your bank within two days… -
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Debit card disputes
When you buy things with your debit card, save all your receipts. If a problem arises related to a purchase made with your debit card, try initially to resolve the dispute with the merchant. If… -
Helpdesk:
Debit cards 101
There are a number of debit card cautions and limitations you should be aware of: First, electronic transactions are governed by a different federal law than that which governs credit card charges. Regulation E,… -
Helpdesk:
Debit PIN vs pen
Yes. You can use your debit card in two ways. Many stores allow you to select the payment option you prefer. PIN-based transactions: You can make online debit card transactions at many stores that have… -
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Understanding Debit Cards
Debit cards look similar to credit cards, but they work differently. This publication explains how they work, what consumer protections exist and how cardholders can address problems with billing and unauthorized use. -
Other:
Banking Basics - You can bank on it (Hmong)
Daim ntawv no qhia txog tej yam loj uas sawvdaws yuavtsum paub txog cov tsev txhab nyiaj (bank) thiab tsev koom nyiaj (credit unions), xwsli cov txhab nyiaj sau nyiaj tawm (checking accounts), tseg nyiaj… -
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Banking Basics - You can bank on it (Laotian)
A brochure that provides a simple introduction to the main services offered by banks and credit unions, including checking accounts, savings accounts, certificates of deposit and debit cards. It also covers opening an account and… -
Other:
Banking Basics - You can bank on it (Cambodian)
A brochure that provides a simple introduction to the main services offered by banks and credit unions, including checking accounts, savings accounts, certificates of deposit and debit cards. It also covers opening an account and… -
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New federal rules on overdraft fees
New federal rules to protect consumers from being surprised by hefty overdraft fees on debit cards transactions have come a little too late for Stephanie George Hirschberg. The Ellicott City [Maryland] artist says she tries… -
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Banks push lucrative overdraft programs
Hoping to preserve more than $10 billion in annual fees, banks and credit unions are pushing hard for customers to accept costly overdraft protection on their debit and ATM cards. The marketing blitz, which includes… -
Press:
Your card has been declined, just as you wanted
Coming soon: credit and debit cards that cut you off when you disregard your own monthly budget. In the next couple of days, MasterCard is expected to announce that Citigroup will be the first company… -
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The FDIC’s guidelines on overdraft fees
Should financial institutions be responsible for watching out for, and offering alternatives to, customers who chronically overdraw their accounts? The Federal Deposit Insurance Corporation seems to think so. The agency issued suggestions on Wednesday for… -
Press:
Bank fee Whac-a-Mole: New charges hit accounts
Bank fees: They’re like a game of Whac-a-Mole. The minute one set is banned, a whole new set pops up. In August, the Card Act banned a variety of fees—including certain overdraft and excessive late… -
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Money Management 1-2-3: ONE: Getting a Strong Start
The “Money Management 1-2-3: Be Smart about Money All Your Life” series focuses on basic money skills at the beginner, intermediate and advanced level. Getting a Strong Start addresses how to manage money, use credit… -
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Money Management 1-2-3: Backgrounder Guide
This backgrounder guide is part of our “Money Management 1-2-3” financial empowerment educational and training module. The module also contains three multilingual brochures and a lesson plan with PowerPoint training slides. -
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Money Management 1-2-3: Seminar Lesson Plan and Class Activities
This packet, only available as a PDF file, provides guidance for teachers and team leaders. This 62-page packet contains a detailed curriculum, classroom activities and take home worksheets. -
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Money Management 1-2-3: Powerpoint Slides
The Money Management 1-2-3 Powerpoint training file is available for download in the "Download File" section. -
Press:
FDIC issues new rules on overdraft fees
The Federal Deposit Insurance Corp. issued new rules Wednesday requiring banks to warn customers who begin to accumulate hefty fees through an automated overdraft program. The rules, scheduled to become mandatory July 1, will impose… -
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Lawmakers try to stall cuts to ‘swipe’ fees
Amid intense lobbying by the banking industry, a bipartisan group of lawmakers is pushing to delay a law to dramatically reduce the fees banks collect from retailers every time a debit card is swiped. … -
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Citi to pay smaller checks first
Citibank will soon start clearing customer checks in a way that minimizes the potential for multiple overdraft charges. In an internal memo sent Monday, the bank said it will process checks starting… -
Helpdesk:
Debit card liability
Your liability for unauthorized use of your ATM (automated teller machine) or debit card (ATM access plus the Visa or MasterCard logo, which allows you to make purchases anywhere Visa or MasterCard is accepted) depends… -
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Finding a bank account
A checking account enables you to pay bills safely, avoid carrying cash, and track your spending. A savings account gives you a safe place to keep your money and may make it easier to achieve… -
Press:
With debit swipe fees capped, new bank fees on horizon
After months of high-stakes lobbying, advertising campaigns and trash talk, bankers and retailers have finally found something they can agree on. They all dislike the Federal Reserve Board’s decision to cap the fees retailers pay…
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