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Credit

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  1. Spanish: ¿Dónde puedo obtener crédito?
    Un folleto que explica las fuentes de crédito: bancos, cooperativas de crédito, tarjetas de crédito, cuentas de cliente, prestamistas ilícitos, tiendas de dinero y más.
  2. English: Where Can I Get Credit?
    A fact sheet that explains various sources where consumers can obtain credit, such as banks, credit unions, finance companies and pawnbrokers.
  3. English: Giving Yourself Some Credit
    An illustrated fact sheet describing what credit is, how to obtain it, and how to use it. Also describes credit ratings, credit bureaus, and the importance of consumers periodically reviewing a copy of their credit…
  4. Spanish: Los Inmigrantes de California y el Crédito
    Hoja informativa diseñada para explicar temas de crédito a inmigrantes en California: cómo calificar, cómo utilizarlo adecuadamente y cómo evitar problemas. Discute temas sobre acreedores, historial de crédito, agencias de clasificación de solvencia, fraudes y…
  5. English: California Immigrants and Credit
    A fact sheet designed to explain credit to California immigrants: how to qualify for it, how to use it properly, and how to avoid problems. Discusses creditors, credit history, credit bureaus, scams, and abuses. Includes…
  6. Chinese: California Immigrants and Credit (Chinese)
    本文專門向加州移民解說有關信貸問題: 申請資格﹑如何正確使用﹑如何避免發生問題等。而且針對貸款公司﹑信用記錄﹑信用報告機構﹑信用詐騙及信貸濫用等均有討論。內容並包括簡短的信貸專有名詞以及社區資源名單以便提供更多資訊。
  7. Korean: California Immigrants and Credit (Korean)
    이 자료는 캘리포니아주 이민자들에게 신용에 대해 설명하고 있으며 자격을 얻는 방법, 알맞게 사용하는 방법, 문제를 피하는 방법 등을 포함하고 있습니다. 또한 채권자, 신용 기록, 신용 관련 부서, 신용 사기, 그리고 신용의 악용 등에 대한 설명과…
  8. Vietnamese: California Immigrants and Credit (Vietnamese)
    Bài hướng dẫn giải thích tín dụng cho người di dân California: phương cách đạt tiêu chuẩn để lấy tín dụng, cách sử dụng đúng đằn, và phương cách tránh vấn đề xảy ra với…
  9. Other: California Immigrants and Credit (Russian)
    A fact sheet designed to explain credit to California immigrants: how to qualify for it, how to use it properly, and how to avoid problems. Discusses creditors, credit history, credit bureaus, scams, and abuses. Includes…
  10. Other: Banking Basics (Russian)
    An illustrated fact sheet that explains how to open a checking account. Explains different kinds of accounts and their fees, check processing, automatic deposit and bill paying, and ATM/debit cards.
  11. Spanish: Cómo Establecer Crédito
    Hoja informativa ilustrada que describe el crédito, cómo obtenerlo y cómo utilizarlo. También describe la solvencia, las agencias de clasificación de solvencia y lo importante que es revisar su informe crediticio periódicamente para verificar su…
  12. Chinese: Giving Yourself Some Credit (Chinese)
    本文內容詳述何謂信貸﹑如何申請及使用等。同時說明信貸評級﹑信用報告機構﹐以及消費者定期查核個人信用報告是否正確無誤的重要性。也有解說何謂公平信貸法 (Equal Credit Opportunity Act).
  13. Korean: Giving Yourself Some Credit (Korean)
    그림이 첨부된 이 자료는 신용의 정의, 신용을 쌓는 방법, 그리고 신용의 사용 방법 등에 대해 설명하고 있습니다. 또한 신용 등급, 신용 관련 부서, 소비자들의 정기적 신용 기록 검토의 중요성 등에 대한 도움말과 평등 신용 기회법(Equal…
  14. Vietnamese: Giving Yourself Some Credit (Vietnamese)
    Một trang hướng dẫn giải thích tín dụng, làm thế nào để có tín dụng, và cách sử dụng. Bài viết cũng giải thích điểm tín dụng, các cơ quan báo cáo tín dụng, và…
  15. Other: Giving Yourself Some Credit (Russian)
    An illustrated fact sheet describing what credit is, how to obtain it, and how to use it. Also describes credit ratings, credit bureaus, and the importance of consumers periodically reviewing a copy of their credit…
  16. Spanish: No Se Deje Engañar por Declaraciones Falsas de “Reparación de Crédito”
    Un folleto que explica qué es un informe de crédito, cómo averiguar el contenido de su informe de crédito, qué puede hacer si su informe de crédito contiene información incorrecta, y cómo cuidarse de las…
  17. English: Don’t Be Fooled by Misleading ‘Credit Repair’ Claims!
    An illustrated fact sheet that describes what a credit report is and how to find out what is in your credit report. Explains how to correct inaccurate information in your report and advises caution with…
  18. Spanish: Las estafas por reparación de crédito
    Algunas compañías engañan al consumidor diciendo que pueden "limpiarle" los informes de crédito negativos. Este folleto explica los servicios limitados que las compañías de reparación de crédito pueden ofrecer legalmente y revela las declaraciones engañosas…
  19. Spanish: Cómo evitar el fraude con tarjetas de crédito
    Un folleto que describe cómo los delincuentes roban y usan los números de las tarjetas de crédito, y explica cómo evitar el fraude y qué debe hacer si su tarjeta ha sido robada.
  20. English: Credit Repair Scams
    An illustrated fact sheet that describes what a credit report is and how to find out what is in your credit report. Explains how to correct inaccurate information in your report and advises caution with…
  21. English: Manage Your Money Wisely - Seminar Lesson Plan (English)
    This PDF file provides guidance for teachers and team leaders. The 27-page packet contains a detailed curriculum, classroom activities and take home worksheets.
  22. English: Building or Repairing Your Credit with a Secured Credit Card
    Even people with damaged credit may be able to obtain a secured credit card by depositing money in a savings account. This booklet explains what to look for when shopping for a secured credit card-and…
  23. Spanish: Privacidad y su Informe de Crédito
    En la era de la computación, nuestra información personal financiera es mucho menos segura y está disponible más fácilmente que en los días de los antiguos gabinetes de archivos. "Privacidad y su Informe de Crédito"…
  24. English: Privacy and Your Credit Report
    Our personal financial information is more easily available and far less secure in the computer age than it was in the days of old-fashioned filing cabinets. "Privacy and Your Credit Report" explains why the information…
  25. English: Questions & Answers About Privacy & Your Credit Report
    Privacy abuses are on the increase, including credit fraud and identity theft, a fast-growing crime in which an impostor applies for credit under a victim's name. "Questions and Answers about Privacy and Credit Reports" offers…
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