Keyword Search Results
Credit Report
-
Spanish:
No Se Deje Engañar por Declaraciones Falsas de “Reparación de Crédito”
Un folleto que explica qué es un informe de crédito, cómo averiguar el contenido de su informe de crédito, qué puede hacer si su informe de crédito contiene información incorrecta, y cómo cuidarse de las… -
Spanish:
Las estafas por reparación de crédito
Algunas compañías engañan al consumidor diciendo que pueden "limpiarle" los informes de crédito negativos. Este folleto explica los servicios limitados que las compañías de reparación de crédito pueden ofrecer legalmente y revela las declaraciones engañosas… -
Chinese:
Protect Yourself From Identity Theft (Chinese)
本文說明何謂身份竊盜、如何防範以及身份盜用受害者如何採取法律措施。 -
English:
Protect Yourself From Identity Theft
A factsheet explaining what identity theft is, how to prevent it, and what to do if you are a victim of identity theft. -
English:
Privacy and Your Credit Report
Our personal financial information is more easily available and far less secure in the computer age than it was in the days of old-fashioned filing cabinets. "Privacy and Your Credit Report" explains why the information… -
English:
Questions & Answers About Privacy & Your Credit Report
Privacy abuses are on the increase, including credit fraud and identity theft, a fast-growing crime in which an impostor applies for credit under a victim's name. "Questions and Answers about Privacy and Credit Reports" offers… -
Press:
Are ID theft monitoring services worth it?
Everyone is afraid of identity theft. It seems as if every couple of days there are new reports of Social Security numbers and other sensitive information stolen, lost or leaked. Just last week Countrywide Financial,… -
Press:
Credit scores should be equal access for all
Why in the world would Congress provide some consumers with free access to credit scores, but not others? This could happen under a measure being considered by lawmakers that would grant free access to people… -
Press:
Financial abuses of deadbeat parents
For parents who’ve wrecked their own credit rating, cashing in on junior’s clean financial history is increasingly tempting. Children make easy targets for identity thieves because they don’t use their own credit and likely wouldn’t… -
Press:
When borrowers can pay but don’t
With tougher mortgage underwriting rules a virtual certainty under Congress’s financial reform legislation, lenders have begun confronting still another vexing issue: Can homebuyers who have high credit scores be trusted not to pull the plug… -
Press:
Quest for the perfect credit score
A major league pitcher dreams of throwing a perfect game. High schoolers eyeing the Ivy League study furiously in hopes of earning 2400 on the SAT. Meanwhile, Chris Peplinski is pursuing his own brand of… -
Press:
New rules take aim at shady debt-settlement practices
Got debt? Well, if you do, the federal government has made it more difficult for unscrupulous or sham debt-settlement companies to make false claims that much of your debt can be easily erased. Debt-settlement or… -
Outreach:
Check it Out! Reports & Scores Quiz
A PowerPoint quiz game called "Check it Out!" designed to teach about consumer credit and specialty reports and credit scores. -
English:
Credit & Specialty Reports and Credit Scores - Lesson Plan and Class Activities
This packet, only available as a PDF file, provides guidance for teachers and team leaders involved in financial literacy. The 50-page packet contains a detailed curriculum, classroom activities and worksheets. -
Press:
Credit history matters more than before
When the financial crisis hit, many banks became tight-fisted, and plenty of borrowers walked away empty-handed. But financial institutions have emerged from the recession stronger and ready to lend. “Credit is available. No question about… -
English:
Credit & Specialty Reports and Credit Scores - Powerpoint Slides
The Credit & Specialty Reports and Credit Scores Powerpoint training file is available for download in the "Download File" section. The slides are suitable to show for train-the-trainer sessions or client presentations. Each slide contains… -
Press:
When debt collectors go after the wrong person
If you have a common name, watch out. You could get “tagged” with someone else’s debt. Debt tagging is the term used in the collections field for a situation in which an innocent consumer is… -
Press:
IRS’s ‘hard-core’ collection tactics needlessly harm taxpayers
The Internal Revenue Service’s increasing use of “hard-core” collection tactics “is inflicting unnecessary harm on financially struggling taxpayers,” an in-house critic at the IRS said Wednesday. The IRS routinely imposes liens on delinquent taxpayers,… -
Press:
Credit scores get less secretive
You may be a pillar of your community, admired by your colleagues and beloved by friends and family, but if you have a mediocre credit score, you probably won’t be able to get a decent… -
Spanish:
Informes de crédito e informes del consumidor especializados
Varias empresas usan los informes especializados para pronosticar la posibilidad de que usted sea un buen empleado, se enferme o presente una reclamación de seguro. Usted tiene el derecho de ver lo que se recolecta… -
Press:
Experian adds rental histories to credit reports
Renters who need to build their credit histories are getting a leg up from a major consumer credit-reporting firm. Experian is incorporating rental payment data from its recently acquired RentBureau unit into its traditional credit… -
Press:
Every credit score is not created the same
If you spend any time on the Internet, you’ve probably seen ads for “free” credit scores. They usually appear alongside ads promising to make your belly fat disappear. There are two problems with these promotions.…

