Keyword Search Results
Credit Reports
-
English:
Don’t Be Fooled by Misleading ‘Credit Repair’ Claims!
An illustrated fact sheet that describes what a credit report is and how to find out what is in your credit report. Explains how to correct inaccurate information in your report and advises caution with… -
English:
Credit Repair Scams
An illustrated fact sheet that describes what a credit report is and how to find out what is in your credit report. Explains how to correct inaccurate information in your report and advises caution with… -
Spanish:
Protéjase del robo de identidad
Un folleto que explica qué es el robo de identidad, cómo evitarlo, y qué puede hacer si usted ha sido víctima del robo de identidad. -
Spanish:
Privacidad y su Informe de Crédito
En la era de la computación, nuestra información personal financiera es mucho menos segura y está disponible más fácilmente que en los días de los antiguos gabinetes de archivos. "Privacidad y su Informe de Crédito"… -
English:
Privacy and Your Credit Report
Our personal financial information is more easily available and far less secure in the computer age than it was in the days of old-fashioned filing cabinets. "Privacy and Your Credit Report" explains why the information… -
English:
Questions & Answers About Privacy & Your Credit Report
Privacy abuses are on the increase, including credit fraud and identity theft, a fast-growing crime in which an impostor applies for credit under a victim's name. "Questions and Answers about Privacy and Credit Reports" offers… -
Vietnamese:
Get a Car Loan (Vietnamese)
Nếu quý vị đang tìm cách mượn tiền cho xe mới hay cũ, quý vị có nhiều sự chọn lựa trang trãi tiền bạc cho dù quý vị có hạnh kiểm tín dụng kém. Dù… -
Korean:
Get a car loan (Korean)
만일 여러분이 새 차 나 중고차 구입을 위해 자금이 필요할 때 신용 거래 실적이 좋지 않다 해도 자금을 대출 할 수 있는 여러가지 방법이 있습니다. 그러나 연체 또는 다른 신용상의 문제가 있을 경우 대금을 빌려주는… -
Chinese:
Get a Car Loan (Chinese)
如果你想貸款買車，不論買的是新車或二手車，即使你的信用記錄不良，也有各類貸款可供選擇。本手冊對各種信貸公司有詳細說明，同時教你有關如何貨比三家挑選最佳交易以及如何提出適當問題等方面之要訣。 -
English:
Get a Car Loan
If you are seeking financing for a new or used car, you have many options for financing even if you have a poor financial history. However, late payments and other credit problems signal lenders that… -
English:
Q&A About Financing a Car : Leader’s Guide
This Leader's Guide is designed to provide in-depth background on financing an auto purchase. Many consumers with late payments and other credit problems may face increased interest rates on car loans - but this doesn't… -
English:
Poor Credit means Higher Interest Rates - How to avoid bad loans
This brochure addresses "subprime" loans offered to people with credit problems. While consumers with poor credit can find fairly priced mortgages, car loans and credit cards at higher-than-average rates, this population is easily victimized by… -
English:
Questions & Answers About Subprime Lending
This eight-page training guide, written in a question-and-answer format, discusses subprime lending and its pitfalls from a consumer advocacy perspective. The guide covers risk-based pricing of loans, subprime loans, credit scoring, predatory lending, illegal practices,… -
Helpdesk:
Credit report disputes
Make a note of any items that you believe to be wrong, outdated, or inaccurate. A dispute form comes with the credit report. Use it to list any items that you feel are incorrect. By… -
Helpdesk:
Credit report regulators
If you believe a credit bureau is not complying with the FCRA, you should report it to the Federal Trade Commission. [Spanish complaints, click here.] The… -
News:
2006 Privacy Issue
Table of Contents Privacy: What's it to me? Electronic records may pose threat to medical privacy -
Press:
Second annual America’s Financial IQ survey
Oct. 5, 2006 – Despite the fact that almost six out of 10 Americans consider themselves “very” or “highly” knowledgeable when it comes to personal finance, the second annual survey of America’s IQ on personal… -
Press:
Throwing the book at them
It turns out the library can do more than just shush you. If you accumulate enough unpaid late fees, some New York libraries are ready to hit you where it really hurts: your credit score.… -
English:
Understanding Your Credit Score
Your credit score is a "snapshot" of your credit history that is used by lenders, insurers and others to assess your creditworthiness and the likelihood that you will pay your bills and repay outstanding loans.… -
Chinese:
Understanding Your Credit Score (Chinese)
個人信用評分就是個人信用歷史的一個“寫照”。貸款公司﹑保險公司及其它相關行業用它來評估是否值得貸款給你﹐以及你是否會支付帳單和償還貸款。這本手冊內容有﹕何謂信用評分﹑如何解讀﹐以及如何保持或改善它。 -
Spanish:
Qué significa su puntaje crediticio
Su puntaje crediticio es una representación de su historial de crédito en cierto momento que es utilizada por prestamistas, aseguradores y otros para evaluar su solvencia crediticia y la probabilidad de que usted pague sus… -
Korean:
Understanding Your Credit Score (Korean)
여러분의 신용 점수는 신용기록의 요약이며 대출기관이나 보험사 등과 같은 기관은 이 신용기록의 요약을 이용해 여러분을 신용할 수 있는 지 그리고 고지서 성실 납부와 대출 상환의 가능성이 어느 정도인지를 평가합니다. 이 소잭자는 신용 점수의 이해와 관리… -
English:
State Credit Freeze Chart
Consumer Action has prepared a chart listing guidelines for placing a "security freeze" on your credit file. -
Korean:
Freeze Your Credit File (Korean)
신용 문서 "보안 동결"은 여러분이 신분도용의 피해를 당하지 않도록 하고 사기꾼들이 여러분의 개인 정보를 이용해 신용을 설정하는 것을 방지하는 데 도움을 주는 예방 도구입니다. 보안 동결은 여러분이 일시적 혹은 영구적으로 동결을 해제시키지 않는 한 여러분의… -
English:
Security Freeze Training Manual
This publication is part of a series on how you can protect yourself from identity (ID) theft by placing a security freeze on your credit files. A freeze also is a good idea for victims…
Quick Menu
Support Consumer Action
Join Our Email List
