Keyword Search Results
Credit Score
-
English:
Questions and Answers About Obtaining and Managing Credit
By understanding how credit works, what it costs, and how to avoid accumulating too much debt, consumers can use credit to their advantage. The "Credit Training Manual" can help answer many questions about credit. -
English:
Staying on Track with Credit - Lesson Plan
This packet provides guidance for teachers and team leaders. The 23-page packet contains a detailed curriculum, classroom activities and take home worksheets. (Note: It is only available as a PDF file.) -
English:
Staying on Track with Credit - PowerPoint Slides
The Staying on Track with Credit Powerpoint training file is available for download in the "Download File" section. -
Press:
Small credit lines shouldn’t hurt scores
Consumers across the country have been getting letters from their credit card issuers announcing deep cuts in their credit lines. But not to worry, says a new study by FICO (formerly known as Fair Isaac),… -
Press:
Credit scores should be equal access for all
Why in the world would Congress provide some consumers with free access to credit scores, but not others? This could happen under a measure being considered by lawmakers that would grant free access to people… -
Press:
Who’s checking your credit report?
Dear Liz: As part of our mortgage refinance, my wife and I were provided copies of our credit reports and scores by the credit union making our loan. Our scores are great, ranging from 777… -
Press:
Financial abuses of deadbeat parents
For parents who’ve wrecked their own credit rating, cashing in on junior’s clean financial history is increasingly tempting. Children make easy targets for identity thieves because they don’t use their own credit and likely wouldn’t… -
Press:
Over 25% of us have nasty credit scores, but they’re fixable
Whether you’re applying for a job or looking for love, rejection is painful, particularly when you aren’t given a reason for the rebuff. “It’s not you, it’s me” doesn’t count. But soon, when a lender… -
Press:
Quest for the perfect credit score
A major league pitcher dreams of throwing a perfect game. High schoolers eyeing the Ivy League study furiously in hopes of earning 2400 on the SAT. Meanwhile, Chris Peplinski is pursuing his own brand of… -
Press:
Five unnecessary bank and credit card fees
Avoiding overdraft and over limit fees by refusing to opt-in to the new “protection” plans banks are hawking is just the tip of the iceberg when it comes to sparing yourself from dubious fees for… -
Outreach:
Check it Out! Reports & Scores Quiz
A PowerPoint quiz game called "Check it Out!" designed to teach about consumer credit and specialty reports and credit scores. -
English:
Credit & Specialty Reports and Credit Scores - Lesson Plan and Class Activities
This packet, only available as a PDF file, provides guidance for teachers and team leaders involved in financial literacy. The 50-page packet contains a detailed curriculum, classroom activities and worksheets. -
Press:
Credit history matters more than before
When the financial crisis hit, many banks became tight-fisted, and plenty of borrowers walked away empty-handed. But financial institutions have emerged from the recession stronger and ready to lend. “Credit is available. No question about… -
English:
Credit & Specialty Reports and Credit Scores - Powerpoint Slides
The Credit & Specialty Reports and Credit Scores Powerpoint training file is available for download in the "Download File" section. The slides are suitable to show for train-the-trainer sessions or client presentations. Each slide contains… -
Press:
22 mortgage providers accused of unfair lending
The federal government said it was investigating 22 mortgage providers after a national housing group accused them of engaging in unfair lending practices toward borrowers with poor credit scores. The National Community Reinvestment Coalition said… -
Press:
Lenders to disclose how credit scores affect mortgage rates
Home mortgage shoppers should see an addition to the application paper blitz starting Jan. 1 — a mandatory alert on how their credit scores might affect the rate quote and terms they receive from their… -
Press:
When debt collectors go after the wrong person
If you have a common name, watch out. You could get “tagged” with someone else’s debt. Debt tagging is the term used in the collections field for a situation in which an innocent consumer is… -
Press:
More see walking on a mortgage as viable
More Americans than ever are showing a willingness to walk away from their underwater homes, according to a recent survey. Chris Kelly is a perfect example of someone who never thought she would send the… -
Press:
Fannie Mae is jacking up mortgage fees
Here’s mortgage giant Fannie Mae’s sobering New Year’s greeting for home buyers and refinancers in 2011: Give me more money! If you want a loan this year, you’re going to have to pay more —… -
Press:
Credit scores get less secretive
You may be a pillar of your community, admired by your colleagues and beloved by friends and family, but if you have a mediocre credit score, you probably won’t be able to get a decent… -
Spanish:
Informes de crédito e informes del consumidor especializados
Varias empresas usan los informes especializados para pronosticar la posibilidad de que usted sea un buen empleado, se enferme o presente una reclamación de seguro. Usted tiene el derecho de ver lo que se recolecta… -
Press:
With credit cards, the good news only goes so far
TransUnion, one of the major credit bureaus, issued what on the surface should have been welcome news about the delinquency rate of credit users. The ratio of bank card borrowers 90 days or more late… -
Press:
Experian adds rental histories to credit reports
Renters who need to build their credit histories are getting a leg up from a major consumer credit-reporting firm. Experian is incorporating rental payment data from its recently acquired RentBureau unit into its traditional credit… -
Press:
IRS more lenient on liens
The IRS announced Thursday that it’s significantly reducing the number of liens it will place on property owned by delinquent taxpayers and will make it easier for taxpayers to get existing liens withdrawn. The… -
Press:
Credit card data tells mixed story
American shoppers did not shed their reliance on credit cards over the year-end holidays. While the average debt on credit cards in December decreased by 4 percent compared with the same month a year before,…
Quick Menu
Support Consumer Action
Join Our Email List
