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Credit Scores

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  1. English: Questions & Answers About Privacy & Your Credit Report
    Privacy abuses are on the increase, including credit fraud and identity theft, a fast-growing crime in which an impostor applies for credit under a victim's name. "Questions and Answers about Privacy and Credit Reports" offers…
  2. Vietnamese: Get a Car Loan (Vietnamese)
    Nếu quý vị đang tìm cách mượn tiền cho xe mới hay cũ, quý vị có nhiều sự chọn lựa trang trãi tiền bạc cho dù quý vị có hạnh kiểm tín dụng kém. Dù…
  3. Korean: Get a car loan (Korean)
    만일 여러분이 새 차 나 중고차 구입을 위해 자금이 필요할 때 신용 거래 실적이 좋지 않다 해도 자금을 대출 할 수 있는 여러가지 방법이 있습니다. 그러나 연체 또는 다른 신용상의 문제가 있을 경우 대금을 빌려주는…
  4. Chinese: Get a Car Loan (Chinese)
    如果你想貸款買車,不論買的是新車或二手車,即使你的信用記錄不良,也有各類貸款可供選擇。本手冊對各種信貸公司有詳細說明,同時教你有關如何貨比三家挑選最佳交易以及如何提出適當問題等方面之要訣。
  5. English: Get a Car Loan
    If you are seeking financing for a new or used car, you have many options for financing even if you have a poor financial history. However, late payments and other credit problems signal lenders that…
  6. English: Q&A About Financing a Car : Leader’s Guide
    This Leader's Guide is designed to provide in-depth background on financing an auto purchase. Many consumers with late payments and other credit problems may face increased interest rates on car loans - but this doesn't…
  7. English: Questions & Answers About Subprime Lending
    This eight-page training guide, written in a question-and-answer format, discusses subprime lending and its pitfalls from a consumer advocacy perspective. The guide covers risk-based pricing of loans, subprime loans, credit scoring, predatory lending, illegal practices,…
  8. Press: National MoneyWi$e Survey Shows Americans Are Not Financially Fit
    Despite the fact that 65.1 percent of Americans consider themselves “very” or “highly” knowledgeable when it comes to personal finance, many fall short in a number of key areas according to the results of a…
  9. Books: Credit Scores & Credit Reports
    The U.S. credit reporting system keeps detailed financial histories on more than 200 million Americans. Evan Hendricks’ Credit Scores & Credit Reports is a well-informed, informative, and well-written guide to a subject of great and…
  10. Chinese: California Car Buyer’s Bill of Rights (Chinese)
    由2006年7月1日開始, 有一項重大的新聞是與加州購車者有關的。這項購車者權利法案將改變加州成千上萬的汽車買賣方式。
  11. Spanish: Declaración de derechos del comprador de un auto en California
    Los compradores de autos en California tienen nuevos derechos importantes a partir del 1º de julio de 2006. La Declaración de Derechos del Comprador de un Auto cambiará la forma en que se compran y…
  12. English: California Car Buyer’s Bill of Rights
    California car buyers have important rights that have changes the way millions of cars are bought and sold in California.
  13. Press: Second annual America’s Financial IQ survey
    Oct. 5, 2006 – Despite the fact that almost six out of 10 Americans consider themselves “very” or “highly” knowledgeable when it comes to personal finance, the second annual survey of America’s IQ on personal…
  14. Books: Give Me Back My Credit
    Denise Richardson is an innocent and ordinary American with once perfect credit, who made the unfortunate decision to make additional principal payments on her mortgage. Like millions of other Americans, she wrote a mortgage check…
  15. Vietnamese: California Car Buyer’s Bill of Rights (Vietnamese)
    Kể từ ngày 1 tháng bảy, 2006 các người mua xe ở California được quyền mới. Bản Tuyên Bố Quyền Hạn của Người Mua Xe sẽ thay đổi cách hàng triệu chiếc xe được mua…
  16. Korean: California Car Buyer’s Bill of Rights (Korean)
    2006년 7월1일부터 캘리포니아의 자동차 바이어는 새로운 권리를 누릴 수 있게 됩니다. 차 바이어의 권리 헌장은 캘리포니아에서 수백만대의 차들이 거래되는 방식을 바꾸게 될 것입니다. California car buyers have important new rights beginning July 1,…
  17. Books: Your Credit Score
    Liz Pulliam Weston is a personal finance columnist whose twice-weekly columns for MSN Money reach more than six million people each month. In her new book she provides a complete action plan for improving your…
  18. English: Understanding Your Credit Score
    Your credit score is a "snapshot" of your credit history that is used by lenders, insurers and others to assess your creditworthiness and the likelihood that you will pay your bills and repay outstanding loans.…
  19. Chinese: Understanding Your Credit Score (Chinese)
    個人信用評分就是個人信用歷史的一個“寫照”。貸款公司﹑保險公司及其它相關行業用它來評估是否值得貸款給你﹐以及你是否會支付帳單和償還貸款。這本手冊內容有﹕何謂信用評分﹑如何解讀﹐以及如何保持或改善它。
  20. Spanish: Qué significa su puntaje crediticio
    Su puntaje crediticio es una representación de su historial de crédito en cierto momento que es utilizada por prestamistas, aseguradores y otros para evaluar su solvencia crediticia y la probabilidad de que usted pague sus…
  21. Korean: Understanding Your Credit Score (Korean)
    여러분의 신용 점수는 신용기록의 요약이며 대출기관이나 보험사 등과 같은 기관은 이 신용기록의 요약을 이용해 여러분을 신용할 수 있는 지 그리고 고지서 성실 납부와 대출 상환의 가능성이 어느 정도인지를 평가합니다. 이 소잭자는 신용 점수의 이해와 관리…
  22. Vietnamese: Understanding Your Credit Score (Vietnamese)
    Ðiểm tín dụng là sự tường trình ngắn gọn về lý lịch tín dụng của quý vị được sử dụng bởi công ty cho vay mượn, bảo hiểm, và các công ty khác để đo…
  23. Spanish: Good Credit - Class Activities (Spanish)
    Este archivo en PDF contiene traducciones en español de las actividades para hacer en clase y los ejercicios para hacer en casa tomados del plan de enseñanza en inglés Good Credit.
  24. English: Good Credit - Seminar Lesson Plan Packet
    This PDF packet provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets.
  25. English: Staying on Track With Credit
    Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This brochure defines open-ended, or revolving, credit, including credit cards, home equity lines of…
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