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Debt

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  1. English: Debt Consolidation
    A fact sheet that explains how to consolidate your debts so that you only have to make one monthly payment. Discusses the advantages and possible problems with debt consolidation.
  2. English: Surviving and Controlling Debt
    An illustrated fact sheet that discusses the importance of managing debt so that it does not become a problem. Explains debt danger signals and how to reduce debt. Also explains collection agencies, debt counseling, and…
  3. Chinese: Surviving and Controlling Debt (Chinese)
    本文內容詳細探討處理債務的重要性以免日後成為一大麻煩。並說明負債的種種危險訊號以及如何減輕債務。同時針對追債公司﹑債務諮商及破產等亦有解說。
  4. Korean: Surviving and Controlling Debt (Korean)
    그림이 첨부된 이 자료는 부채를 잘 관리해 문제가 발생하지 않게하는 요령에 대해 설명하고 있습니다. 또한 부채에 대한 위험 신호와 부채를 줄이는 방법 등에 대한 설명과 채권추심업체, 부채 문제 상담, 그리고 파산에 관한 도움말도 포함하고 있습니다.
  5. Vietnamese: Surviving and Controlling Debt (Vietnamese)
    Một bản hướng dẫn giải thích sự quan trọng trong việc kiểm soát được nợ nần để nó không trở thành một vấn đề. Giải thích những dấu hiệu báo nguy của nợ nần và…
  6. Other: Surviving and Controlling Debt (Russian)
    An illustrated fact sheet that discusses the importance of managing debt so that it does not become a problem. Explains debt danger signals and how to reduce debt. Also explains collection agencies, debt counseling, and…
  7. Chinese: Collection Agency (Chinese)
    本文將說明消費者在與追債公司打交道時的權利。詳解何為不法的追債脅迫,回答你是否不還債就得坐牢之類的問題,並提供被追債公司恐嚇時的應付之道。
  8. English: Manage Your Money Wisely - Seminar Lesson Plan (English)
    This PDF file provides guidance for teachers and team leaders. The 27-page packet contains a detailed curriculum, classroom activities and take home worksheets.
  9. Books: Deal with Your Debt
    In Deal with Your Debt, personal finance columnist Liz Pulliam Weston provides strategies for managing debt effectively and reveals how some debt can contribute to your fiscal health and even help build wealth. Weston identifies…
  10. Books: Strapped: Why America’s 20- and 30-Somethings Can’t Get Ahead
    Strapped offers an original perspective on the obstacles facing young adults under 35 as they try to build careers, buy homes and start families. As Tamara Draut explains, getting ahead is getting harder. A college…
  11. Books: Generation Debt
    Twenty-four-year-old Anya Kamenetz started out as a journalist asking hard questions about her generation for which no one seemed to have good answers. Why were college students nationwide graduating with an average of more than…
  12. Books: Solve Your Money Troubles
    Everything you need to get out of debt and repair your credit, from the Nolo Press, the pre-eminient self-help legal publisher. Feeling overwhelmed by your debts? If you’re ready to regain your financial freedom, this…
  13. Press: The Fed’s Thaw
    The Federal Reserve Board’s clout isn’t what it was during Alan Greenspan’s glory days. Back then, the Fed looked and acted all-powerful (even though it wasn’t). Now it’s visibly failing to unfreeze key debt markets…
  14. Press: Rein in credit card debt
    We believe: Americans need to keep a close eye on how much they spend with their credit cards. If there was one overarching theme in 2007, it was debt. Americans are swimming in it,…
  15. Press: Facing our debt addiction
    Imagine if politicians talked about the huge debts facing Americans, instead of offering the usual platitudes about national unity and security. How would the conversation begin? “We want to make it easier for you to…
  16. Press: Save to keep the American dream
    While I’d never bet against the American dream, I would say it’s time to quit borrowing heavily against it. Most of us must take out a mortgage to buy a house or tap into student…
  17. Press: The college credit card trap
    Add this to the list of the country’s financial woes: Credit card companies are aggressively targeting college students, many of whom are naïve about money matters and vulnerable to predatory offers that can get them…
  18. Press: A return to thrift
    Sometimes it takes a near-death experience to change bad behavior. Think of your friend who quit smoking after a coronary incident. Or look at how banks are reducing their dependency on debt after watching rivals…
  19. Press: Poll finds consumers concerned about credit in current economy
    As the country weathers the growing economic crisis and faces a potential credit crunch, a new poll released today by Consumer Action finds that consumers are beginning to feel the strain, and many are changing…
  20. Press: Credit Cards: a break for borrowers
    Federal regulators are expected to do Thursday what they or Congress should have done years ago: rein in some of the credit card industry’s most egregious practices. At the top of the list is the…
  21. Press: Fading housing hope
    PASSED BY Congress in July and put into effect on Oct. 1, the federal government’s Hope for Homeowners program was billed as strong medicine for the twin ills of rampant foreclosures and sagging home prices.…
  22. Press: Beware of false promises on debt
    As some bring in the new year with cheer, others just see another year of cowering under what appears to be insurmountable debt. And when you cower, you can become desperate and lose whatever common…
  23. English: Talking to Teens about Money - Seminar Lesson Plan Packet (English)
    This PDF file provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets.
  24. Press: Lawmakers: translate rhetoric into real reform
    Wall Street bashing is all the rage in Washington these days. That’s understandable, given that financial excesses played a serious role in starting the recession and that some of the firms that have gotten billions…
  25. Press: Investors profiting from - and fixing - mortgages
    The latest development in the mortgage market fomenting outrage in the streets and condemnation across the media spectrum is the spectacle of rich investors—Wall Street traders, hedge fund operators, even former executives of the detested…
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