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Debt Collectors

  1. English: The Fair Debt Law - Consumers in Debt Series
    A fact sheet that explains the "fair debt law," the law that regulates what actions a collection agency can take in trying to collect a debt from you.
  2. Books: Stop Debt Collectors
    Record numbers of people are falling behind on their financial obligations and their debts are being sent to collections. If you’re one of them, you know that being contacted by debt collectors can be stressful,…
  3. Press: Debt relief peddlers put consumers in bigger hole
    For the companies that promise relief to Americans confronting swelling credit card balances, these are days of lucrative opportunity. So lucrative, that an industry trade association, the United States Organizations for Bankruptcy Alternatives, recently convened…
  4. Press: Confessions of former debt collectors
    I was absolutely ruthless when I first started out as a debt collector. I had a black heart. If someone told me they only had $150 to their name this month and needed to feed…
  5. Press: Old debts that won’t die
    Timothy McCollough freely admits that he stopped making payments on his Chase Manhattan credit card in 1999. He says he did not have the means to pay after he was disabled by a head injury…
  6. Press: New rule: No more up-front fees for debt fixers
    Companies that claim to settle your debts for less than you owe can no longer charge up-front fees for their services. Instead, they have to wait to collect from consumers until they actually deliver on…
  7. Press: Crecen las demandas para cobrar deudas
    Las empresas que adquieren cuentas o préstamos morosos acuden cada vez más a los tribunales Glynis Martin, una trabajadora social neoyorquina de 56 años, comenzó a tener dificultades para mantenerse al día con los pagos…
  8. News: Consumer Action INSIDER - January 2011
    Save the Date! Join Consumer Action as it celebrates 40 years of service to consumer education and advocacy on Oct. 18, 2011 at the Naval Heritage Center…
  9. Press: F.T.C. fines debt collector $2.5 Million
    The Federal Trade Commission signaled on Monday that it would continue to crack down on debt collectors who harass consumers for money they may not even be legally obligated to pay. In the second-largest penalty…
  10. Press: If collectors call on a very old debt, know your rights and assert them
    Start by making them prove the debt is yours
 

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