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Debts

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  1. Spanish: La ley de deuda justa
    Un folleto que explica el Acta de Prácticas de Colección de Deuda Justas, que regula las acciones que las agencias recaudadoras de deudas pueden tomar cuando tratan de cobrar una deuda suya.
  2. English: The Fair Debt Law - Consumers in Debt Series
    A fact sheet that explains the "fair debt law," the law that regulates what actions a collection agency can take in trying to collect a debt from you.
  3. Spanish: Controle y Supere el Endeudamiento
    Hoja informativa ilustrada que habla de la importancia de controlar la deuda para que no resulte un problema. Explica las señales de peligro de la deuda y cómo reducirla. También explica agencias de cobro, asesoría…
  4. Spanish: Agencia Recaudadora
    Un folleto que explica cuáles son sus derechos cuando trata con una agencia recaudadora de deudas. Describe los abusos por estas agencias, y le otorga respuestas a preguntas como si usted puede ser encarcelado por…
  5. English: Collection Agency - Consumers in Debt Series
    A fact sheet that explains what your rights are when dealing with a collection agency. It describes collection abuse, and answers such questions as whether you can be jailed for not paying a debt and…
  6. Spanish: Usted Puede Lograrlo
    Hoja informativa que explica cómo salir de deudas, planificar su futuro financiero y ahorrar dinero. Incluye una guía paso por paso sobre el manejo de dinero. El crédito puede ser una herramienta útil para controlar…
  7. English: You Can Do It
    A fact sheet explaining how to get out of debt, plan for your financial future, and save money. Includes a step-by-step guide to money management. Credit can be a useful tool for managing your finances…
  8. English: Personal Bankruptcy - Seminar Lesson Plan Packet
    This updated packet provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets. (Note: It is only available as a PDF file.)
  9. Books: Stop Debt Collectors
    Record numbers of people are falling behind on their financial obligations and their debts are being sent to collections. If you’re one of them, you know that being contacted by debt collectors can be stressful,…
  10. News: 2008-2009 Winter Issue: Dealing With Debt
    Get rid of debt by yourself Credit counseling can help Debt management plan or a…
  11. Spanish: Personal Bankruptcy - Class Activities (Spanish)
    Este archivo en PDF contiene traducciones en español de las actividades para hacer en clase y los ejercicios para hacer en casa tomados del plan de enseñanza en inglés La quiebra personal.
  12. Spanish: Good Credit - Class Activities (Spanish)
    Este archivo en PDF contiene traducciones en español de las actividades para hacer en clase y los ejercicios para hacer en casa tomados del plan de enseñanza en inglés Good Credit.
  13. English: Good Credit - Seminar Lesson Plan Packet
    This PDF packet provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets.
  14. English: Staying on Track With Credit
    Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This brochure defines open-ended, or revolving, credit, including credit cards, home equity lines of…
  15. English: Questions and Answers About Obtaining and Managing Credit
    By understanding how credit works, what it costs, and how to avoid accumulating too much debt, consumers can use credit to their advantage. The "Credit Training Manual" can help answer many questions about credit.
  16. English: Staying on Track with Credit - Lesson Plan
    This packet provides guidance for teachers and team leaders. The 23-page packet contains a detailed curriculum, classroom activities and take home worksheets. (Note: It is only available as a PDF file.)
  17. English: Staying on Track with Credit - PowerPoint Slides
    The Staying on Track with Credit Powerpoint training file is available for download in the "Download File" section.
  18. Spanish: Entienda y administre bien su crédito
    El crédito puede ser una herramienta muy útil para aquellos consumidores que entienden los costos, beneficios, y la mejor manera de utilizarlo. Este folleto define los varios tipos de crédito, como el crédito abierto, que…
  19. Chinese: Staying on Track With Credit (Chinese)
    對那些瞭解信貸的使用代價跟優點,以及懂得如何明智地使用信貸的消費者來說,信貸可以成為一種有用的財務工具。這本手冊解釋了「無限次」,又稱為循還式信貸,包括信用卡,房屋淨值信貸(HELOC: Home Equity Line of Credit)和支票透支信用額(Overdraft Lines of Credit),同時還討論使用信貸的好處及壞處。該手冊還包括如何避免使用高收費信貸的技巧。
  20. Korean: Staying on Track With Credit (Korean)
    크레딧의 장단점을 잘 이해하고 크레딧을 현명하게 사용하는 소비자에게 크레딧은 재정 관리를 위한 유용한 도구입니다. 이 소책자는 크레딧 카드, 홈 에퀴티 라인 오브 크레딧과 오버드레프트 라인 오브 크레딧을 포함한 오픈 엔디드 크레딧과 리볼빙 크레딧에 대한 설명과…
  21. Vietnamese: Staying on Track With Credit (Vietnamese)
    Tín dụng có thể là một công cụ tài chính có giá trị cho người tiêu dùng người am hiểu về các chi phí và lợi ích, và làm thế nào để sử dụng tín…
  22. English: Rebuilding Good Credit - Seminar Lesson Plan Packet
    This packet provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets. (Note: It is only available as a PDF file.)
  23. Other: Good Credit - Build it and keep it (Laotian)
    A fact sheet that explains what credit history is, what a credit report is, how to get your credit report, how to establish good credit and where to complain if you have a problem.
  24. Other: Good Credit - Build it and keep it (Cambodian)
    A fact sheet that explains what credit history is, what a credit report is, how to get your credit report, how to establish good credit and where to complain if you have a problem.
  25. Other: Good Credit - Build it and keep it (Hmong)
    Daim no qhia tias keebkwm nuj nqi yog dabtsi, daim ntawv tshabxo nuj nqi (credit report) yog dabtsi, koj yuav thov tau koj daim ntawv tshabxo nuj nqi li cas, koj yuav ua li cas…
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