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Teenagers text more than they call
OMG, W8 til U read this: one in three teenagers sends more than 100 text messages a day, and 72 percent are now text-messagers, compared with 51 percent in 2006, according to a recent Pew… -
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Health-care law faces test as regulators settle rules
Now that Congress has imposed new requirements on health insurance plans, regulators are trying to resolve another big question: Which plans must comply with the requirements? -
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Cuts to child-care subsidies thwart more job seekers
Able-bodied, outgoing and accustomed to working, Alexandria Wallace wants to earn a paycheck. But that requires someone to look after her 3-year-old daughter, and Ms. Wallace, a 22-year-old single mother, cannot afford child care. Last… -
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Rivals seize on privacy troubles of Facebook
t sounds like a kamikaze mission: an upstart with a meager number of users and no capital squaring off against Facebook, a social networking juggernaut with more than 400 million members and a $15 billion… -
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Study points to health law’s penalties
About one-third of employers subject to major requirements of the new health care law may face tax penalties because they offer health insurance that could be considered unaffordable to some employees, a new study says.… -
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Credit card database is comprehensive, mystifying
The Federal Reserve on Monday introduced an online database listing the terms and conditions of more than 300 credit card issuers to help consumers find a card that best suits their personal finance needs. But… -
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Senate pushes to exempt auto dealers from financial reform
As the two houses of Congress prepare to merge their financial overhaul bills, the Senate on Monday voted 60 to 30 to recommend that thousands of the nation’s auto dealers be exempted from oversight by… -
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Changes in bank, debit card fees may have limited impact
Congress is mulling changes to the fees and restrictions that banks and credit card companies can place on merchants that accept credit and debit cards, but the changes may not have as positive an effect… -
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Facebook fixing privacy tools
Facebook facing a backlash among a growing faction of its users, plans to soon simplify its privacy tools. The disclosure, which came in an opinion piece by Facebook CEO Mark Zuckerberg, is the company’s… -
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In-debt grads can sidestep student loan trouble
You just graduated, and your parents are so proud of you. Which is a good thing, because there’s a good chance that you’ll be moving back in with them. This year’s college graduates will be… -
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Apple is said to face inquiry about online music
The Justice Department is examining Apple’s tactics in the market for digital music, and its staff members have talked to major music labels and Internet music companies, according to several people briefed on the conversations.… -
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Popular benefit of health-care law excludes military families
By the time Congress passed the national health-care overhaul, anxiety about it was so widespread that Defense Secretary Robert M. Gates issued a statement reassuring military families. The legislation, Gates said, “will not negatively impact… -
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89 deaths may be linked to Toyota, NHTSA says
The government on Tuesday raised the death toll from what could be Toyota unintended acceleration crashes to 89, but emphasized the incidents haven’t been verified. In an update, the National Highway Traffic Safety Administration said… -
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Facebook revamps privacy settings
Facebook’s founder presented new one-click options Wednesday to help subscribers protect their privacy, responding to a torrent of complaints that it had become far too hard to determine and control levels of protection. In a… -
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Credit scores should be equal access for all
Why in the world would Congress provide some consumers with free access to credit scores, but not others? This could happen under a measure being considered by lawmakers that would grant free access to people… -
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New breed of specialist steps in for family doctor
By the time Djigui Keita left the hospital for home, his follow-up appointment had been scheduled. Emergency health insurance was arranged until he could apply for public assistance. He knew about changes in his medication… -
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Google balks at turning over data to regulators
Google has balked at requests from regulators to surrender Internet data and e-mails it collected from unsecured home wireless networks, saying it needed time to resolve legal issues. In Germany, Google said it was not… -
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California drivers don’t need to go without auto insurance
With more than 2 million Southern Californians expected to hit the freeways this holiday weekend, it’s a good time to note that there are believed to be millions of uninsured drivers statewide, and officials say… -
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More homeowners turn to mediation after foreclosure
When Mark Weeks was laid off from his $90,000-a-year construction job 2½ years ago,he vowed to hang onto his family’s house here, where he’d lived with his wife, their three children and two dogs for… -
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After foreclosure: How long until you can buy again?
Walking away from a mortgage you can still afford to pay has consequences; everyone knows that. Your credit score is shot and it can be impossible to get credit. Some homeowners, no doubt, believe that… -
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Summer gas prices lower, could fall more
Gasoline prices continue to fall heading into Memorial Day weekend and could rival the low prices seen last summer, oil and travel analysts say. The average price of a gallon of regular gas on Thursday… -
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FHA to halve concessions for mortgage loan sellers
One of the key attractions of FHA mortgage financing is going, going—but not quite gone. Sellers and buyers who move fast can still make the most of it. Sometime this summer, the Federal Housing Administration… -
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The subprime crisis of student debt
Like many middle-class families, Cortney Munna and her mother began the college selection process with a grim determination. They would do whatever they could to get Cortney into the best possible college, and they maintained… -
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Credit card habits show signs of change
One of the big questions of the Great Recession is whether American consumers have truly learned their lesson. For years, consumers spending beyond their means pushed the nation’s economy into hyperdrive. Americans racked up record… -
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Credit card issuers get more selective
William J. “Wild Bill” Janklow’s law office in Sioux Falls, S.D., is crowded with mementos from his 16 years as a Republican governor. On a low, wooden bookcase, near bottles of hot sauce custom labeled…
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