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Mortgages

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  1. Books: House Poor
    Skyrocketing home values, cheap money and enticing home equity offers have had Americans in thrall. In recent years millions of people took on bigger mortgages, bigger houses and bigger debt. “House Poor: Pumped Up Prices,…
  2. Books: The Reverse Mortgage Advantage
    Consumer Action advises consumers to go slowly when considering reverse mortgages, as there are some bad deals out there. But we recognize that reverse mortgages are helpful for many house-rich, cash-poor seniors. People who do…
  3. Other: You can buy a home - The keys to homeownership (Laotian)
    Buying a home is one of the most important purchases you'll ever make. In this brochure, we cover key topics for potential homeowners, including preparing to buy a home, predicting homeownership costs, finding the right…
  4. Other: You can buy a home - The keys to homeownership (Cambodian)
    Buying a home is one of the most important purchases you'll ever make. In this brochure, we cover key topics for potential homeowners, including preparing to buy a home, predicting homeownership costs, finding the right…
  5. Other: You can buy a home - The keys to homeownership (Hmong)
    Kev yuav tsev yog ib qho uas tseem ceeb tshaj ua koj yuav tau tshwm nyiaj yuav nyob hauv koj lub neej. Daim ntawv no yuav qhia txog tej yam tseemceeb uas tej tus yuav…
  6. Vietnamese: You Can Buy a Home - The keys to homeownership (Vietnamese)
    Mua nhà là một trong những mua sắm quan trọng nhất của quý vị. Trong cẩm nang này, chúng ta bàn đến những chủ đề chính cho người chủ gia cư tương lai, kể cả…
  7. Press: Mortgage brokers’ sleight of hand
    *The following op-ed, Mortgage brokers’ sleight of hand, written by Harvard Law School Professor Elizabeth Warren, was published in the Boston Globe on October 2, 2007. In the past five years, if you called a…
  8. Press: Fix rates to save loans
    There have been many proposals to deal with the problems in the mortgage market. But the best place to begin is by looking at the poor lending standards and weak consumer protections at the root…
  9. English: You Can Buy a Home - Seminar Lesson Plan (English)
    This PDF packet provides guidance for teachers and team leaders. The 22-page packet contains a detailed curriculum, classroom activities and take home worksheets.
  10. Press: Congress and the mortgage mess
    The House will vote today on much needed legislation to curtail abusive mortgage lending. Last minute lobbying to weaken the bill is coming from all corners: from brokers who hawked the junk loans, lenders who…
  11. Press: Coalition opposes predatory mortgage bill
    WASHINGTON, D.C. – A bill designed to address abuses in the lending market would leave consumers worse off than if Congress did nothing at all, a group of national and local consumer and poverty law…
  12. Press: Spreading the [housing] misery
    The nation’s foreclosure crisis is metastasizing, and communities are in harm’s way as property values and tax bases decline and crime increases. In the third quarter, there were 635,000 foreclosure filings, a 30 percent increase…
  13. English: Understanding Your Credit Score
    Your credit score is a "snapshot" of your credit history that is used by lenders, insurers and others to assess your creditworthiness and the likelihood that you will pay your bills and repay outstanding loans.…
  14. Chinese: Understanding Your Credit Score (Chinese)
    個人信用評分就是個人信用歷史的一個“寫照”。貸款公司﹑保險公司及其它相關行業用它來評估是否值得貸款給你﹐以及你是否會支付帳單和償還貸款。這本手冊內容有﹕何謂信用評分﹑如何解讀﹐以及如何保持或改善它。
  15. Spanish: Qué significa su puntaje crediticio
    Su puntaje crediticio es una representación de su historial de crédito en cierto momento que es utilizada por prestamistas, aseguradores y otros para evaluar su solvencia crediticia y la probabilidad de que usted pague sus…
  16. Korean: Understanding Your Credit Score (Korean)
    여러분의 신용 점수는 신용기록의 요약이며 대출기관이나 보험사 등과 같은 기관은 이 신용기록의 요약을 이용해 여러분을 신용할 수 있는 지 그리고 고지서 성실 납부와 대출 상환의 가능성이 어느 정도인지를 평가합니다. 이 소잭자는 신용 점수의 이해와 관리…
  17. Press: Foreclosure politics
    With foreclosures running at about 20,000 per week, at least 100,000 more families are likely to lose their homes before Congress passes a relief bill. And even then, the measure may fail to stanch the…
  18. Vietnamese: Understanding Your Credit Score (Vietnamese)
    Ðiểm tín dụng là sự tường trình ngắn gọn về lý lịch tín dụng của quý vị được sử dụng bởi công ty cho vay mượn, bảo hiểm, và các công ty khác để đo…
  19. Press: The bailout runs into a populist backlash
    Walter Howard was living in Corona a few years ago, he said, when he realized that the country’s financial system was being run by crazy people. How else to explain the working-class folk he kept…
  20. Press: Good homeowners, bad loans
    FOR those who championed a hands-off approach to the supervision of finance, the economic meltdown should have prompted reflection on the value of common-sense regulation. Unfortunately, a growing chorus in conservative circles is trying to…
  21. Vietnamese: Keeping Your Home - Protect your investment (Vietnamese)
    Những người có kế hoạch, ngân sách và dành dụm để thành công làm chủ một căn nhà sẽ có nhiều cơ hội tốt hơn để giữ được mái nhà của họ và gây dựng…
  22. English: Successful Homeownership - Seminar Lesson Plan & Class Activities (English)
    This PDF packet provides guidance for teachers and team leaders. The 20-page packet contains a detailed curriculum, classroom activities and take home worksheets.
  23. Spanish: You Can Buy a Home - Class Activities (Spanish)
    Este archivo en PDF contiene traducciones en español de las actividades para hacer en clase y los ejercicios para hacer en casa tomados del plan de enseñanza en
  24. Spanish: Cómo proteger su casa de una ejecución hipotecaria (2009)
    La ejecución hipotecaria es el proceso legal que el prestamista hipotecario utiliza para quitarle su casa cuando usted se atrasa con las cuotas de su préstamo. Si usted corre el riesgo de una ejecución hipotecaria,…
  25. Chinese: Saving your home from foreclosure (2009) (Chinese)
    當你付不起房屋抵押貸款時﹐貸款公司就會以法律行動將你的房子查封拍賣。如果在面臨這種情況時你瞭解有關個人的選擇權而且採取適當的行動﹐也許能夠保住家園﹐或者至少減輕一些房子被查封拍賣所造成的財務損失。
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