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News

2014

October

24
  • No picket fence: Young adults opting to rent. Since 2008, the year Lehman Brothers collapsed and home prices dropped precipitously, there has been a steady increase in the number of people ages 18 to 34 renting instead of buying homes. About 875,000 more…
23
  • Online retailers found to shift offerings and prices. Travel websites and other Internet retailers may be giving your friend better deals than you as part of a high-tech experiment called price steering that gives consumers different search results based on their buying histories,…
  • Faulty cars stay on road as recalls spike. It's the worst year for auto recalls in U.S. history, with more than one in five cars and trucks at risk of sometimes critical, deadly defects. But the disjointed recall system patched together by automakers and regulators is leaving millions…
22
  • Three U.S. agencies approve relaxed mortgage-lending rules. Three federal agencies approved long-delayed U.S. mortgage market standards Tuesday, completing a less onerous rule than regulators originally proposed in the wake of the 2008 financial crisis. The Federal Deposit Insurance Corp., Office of the…
  • States ease laws that protected poor borrowers. Over the last two years, lawmakers in at least eight states have voted to increase the fees or the interest rates that lenders can charge on certain personal loans used by millions of borrowers with…
21
  • Are data breaches creating smarter consumers?. A slew of recent security breaches — including at household names like Target, Home Depot and JPMorgan Chase–don’t appear to be rattling Wall Street or shoppers. Security experts have long cautioned that one of the easiest ways to protect against…
  • Plans to make it easier to get a mortgage. When it comes to taking out a mortgage, two factors can stand in the way: the price of the mortgage (as in the down payment and the interest rate), and the borrower’s credit profile. On…
20
  • A rate cap for all consumer loans. The Obama administration has proposed much-needed improvements in federal rules that are supposed to protect service members from predatory loans that trap them in debt and, in certain circumstances, can end their military careers. The…
  • A rate cap for all consumer loans. The Obama administration has proposed much-needed improvements in federal rules that are supposed to protect service members from predatory loans that trap them in debt and, in certain circumstances, can end their military careers. The…
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