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Coalition Efforts

Consumer Action is working on these important issues along with other organizations. If you would like to know more about these issues, please see "More Information" at the end of each article.


Payday loans are dangerous for consumers
Banks pitch payday loans as short-term borrowing that allows their customers to deal with a financial emergency, repay the loan, and move on. In fact, CRL's research shows that their triple-digit interest rate loans trap borrowers in a long-term cycle of repeat loans.

SAFE Lending protects consumers from risky practices
In a letter to Rep. Suzanne Bonamici, Consumer Action joins other advocates in supporting the SAFE Lending Act of 2013. This legislation seeks to protect consumers from abusive practices in payday lending.

Comments to the CFPB opposing proposed relaxation in remittance rules
The Consumer Financial Protection Bureau (“CFPB”) has proposed three reductions in consumer protections for remittance senders. The proposed changes seriously, and erroneously, undermines the critical new protections for international remittances required by Congress in 2010 as part of the Dodd Frank Act.

Priority legislation needed to avoid fiscal cliff
As the U.S. approaches the fiscal cliff, Consumer Action and more than 140 national organizations urged President Obama and Congress to work together to prioritize job creation, oppose benefit cuts to social services, and require corporations and wealthy individuals to pay their fair share.

Additional requirements for charitable hospitals needed
Consumer Action supports the IRS' new standards for hospitals regarding their written financial assistance policies and offers suggestions to ensure further transparency and disclosure.

The most vulnerable to be harmed by automatic budget cuts in 2013

In support of fair and affordable federal loan repayment options

Protecting foreign transactions with the remittance rule

Rental-to-own bill is a wolf in sheep's clothing
Consumer Action joined in a letter urging Congress to oppose H.R. 1588 that purports to protect consumers in rent-to-own contracts but ends up overruling stronger state laws.

Fuel standards are good for consumer pocketbooks
Consumer Action signed onto comments to the National Highway Transportation Safety Administration (NHTSA) which urge the agency to adopt higher fuel economy standards of 54.5 MPG.

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